Shortly after I got my first credit card, I bought something online (this being the reason I got one in the first place, since in Australia it's very rare to find a shop without a debit card processing facility, so credit cards are redundant for day-to-day shopping) -- then Visa called me up to query a Canberra person buying a couple of hundred dollars of stuff in Melbourne, about eight hours away by car. I carefully explained that the young people nowadays have this thing called THE INTERNET and that it's not always local...