I... don't understand insurance in the US. Here, if you don't make a claim then you get a no-claims bonus (reduction in premiums) and if you do make a claim then you lose that but you're still insured because making a claim is what insurance is for.
Getting a new house and contents policy after a major earthquake, now that's a bit trickier...
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Date: 2010-10-15 10:33 pm (UTC)Getting a new house and contents policy after a major earthquake, now that's a bit trickier...