Well, I can't say anything you don't already know about romantic involvement, so I'll just segue on to the more solid ground of mortgage lending.
Don't let the bank lend everything they'll approve you for - a good place to start is figuring out what a reasonable mortgage payment amount would be in terms of your budget, then calculate a mortgage amount based on the rate they're giving you. Divide that by 80 (or whatever loan-to-value ratio you're borrowing on) then multiply by 100 to get the sales price.
Come to think of it, you probably knew that already, too.
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Date: 2005-12-13 07:15 am (UTC)Don't let the bank lend everything they'll approve you for - a good place to start is figuring out what a reasonable mortgage payment amount would be in terms of your budget, then calculate a mortgage amount based on the rate they're giving you. Divide that by 80 (or whatever loan-to-value ratio you're borrowing on) then multiply by 100 to get the sales price.
Come to think of it, you probably knew that already, too.