More tax nattering

[hrj]

Finished doing the paper draft of my taxes and have enough confidence that I understand all the new (retirement-related) elements to be ready to go online and fill in the forms. Also did a very rough draft of my expected 2026 federal taxes (based on 2025 forms and projected numbers) and I don't see a need to adjust my current withholding at this point. Of course, the rough draft doesn't include the unknown amounts I'll be getting from Bayer (pro-rated bonus from last year and what's likely to be a very minimal long-term-incentive program bonus), which will only apply for 2026. So 2027 will actually be the first year when I'm working entirely on retirement numbers. (As usual, I'm using spreadsheets as my self-soothing mechanism and nattering on about the results.)